Assessor: Kimberly Smith
Monday afternoon by appointment
Wednesday 8:00AM – 12:00 PM Assessor
Location: Downstairs on right, Town Hall
PO Box 459
Canaan, NY 12029
Phone: (518) 781-3433
Board Liaison: David Patzwahl
In accordance with Real Property Tax Law the Town of Canaan Assessors office is currently in the process of a “data verification” project. Data on individual parcels must be verified at least once every 6 years. New Photos are required as part of the process.
In some cases, this can be done from the public right of way. In other cases, the data collector may need to knock on your door to ask to access your property. This is an EXTERIOR inspection only. At no time should anyone ask to enter your home.
The deadline for filing any exemption is March 1st.
TAXES – The Assessor does not determine tax rates or collect taxes. For information regarding TAXES please call the TAX COLLECTOR. You can view or print your tax bill by following this LINK.
CanaanTown and CountyTax Collector (January Bills) – Charlotte Cowan – 518-781-3144
Town and County Bills – http://egov.basny.com/Canaan/
New Lebanon School Tax Collector (September Bills) – 518-794-9016
New Lebanon School Tax Bills – http://tax.neric.org/Search.aspx?district=104801
Chatham School Tax Bills (September Bills) – (518) 392-1508
Chatham School Tax Bills – http://infotaxonline.com/FindProperty.aspx
DEEDS and other PUBLIC Documents are not kept in the Assessors office. To view these records please follow this LINK.
Current status: NON RE-ASSESSMENT YEAR May 29, 2018-May 30, 2022
NON RE-ASSESSMENTS YEARS: If you feel your assessment does not accurately reflect the current Market Value of your property you may submit written documentation prior to March 1st to be reviewed by the assessor. Documentation must be either a recent appraisal, recent sales of similar properties, comparative market analysis from a realtor or a recent listing agreement. Comparable ASSESSMENTS are not accepted as proof of Market Value. Follow this link for MID YEAR ASSESSMENT REVIEW FORM. After March 1st you must follow the grievance process.
RE-ASSESSMENT YEAR: Notices of preliminary assessments will be sent around February 2022. If you feel your assessment does not accurately reflect the current Market Value of your property you will have a chance for an informal review prior to the tentative roll. Instructions for informal review will be provided on the notice. After March 1st you must follow the grievance process.
GRIEVANCE DAY INFORMATION
The 4th Tuesday in May. May 25, 2021
Normal hours are between the hours of 4 pm – 8 pm.
Grievance will be held by Virtual Meeting again this year (2021)
You must make an appointment by calling the assessor prior to grievance day.
Complaint forms can be accepted up until the close of the meeting. However, to avoid an adjournment forms should be submitted 3 days prior to Grievance Day to allow time for the Assessor to review. Forms can be mailed, emailed or dropped off at the Town Hall.
Seniors with LOW income – please see AGED exemption below. If you think you will qualify please submit application “AGED” to the Assessor.
AGED– (low income Senior)- sliding scale 5% to 50% based on income must be primary residence
- Town, County and School income limit-$37,400*
- * Town also allows for medical expenses deduction
- * New Lebanon School District-allows for school age children to reside in the home.
- Additional Forms- Renewal Form
Disabled with limited income – sliding scale 5% to 50%- must prove disability and income
- Town, County and School income limit income limit-$37,400
- War vet –- primary residence
Combat Vet – primary residence
Disabled Vet– primary residence
Cold War– primary residence- 10 year exemption
What Is the Property Tax?
The real property tax is a tax based on the value of real property. Counties, cities, towns, villages, school districts, and special districts each raise money through the real property tax. The money funds schools, pays for police and fire protection, maintains roads, and funds other municipal services enjoyed by residents.
What Determines the Amount of a Property Tax Bill?
The amount of a particular property’s tax bill is determined by two things: the property’s taxable assessment and the tax rates of the taxing jurisdictions in which the property is located. The tax rate is determined by the amount of the tax levy to be raised from all, or part, of an assessing unit, and the unit’s taxable assessed value. The assessment is determined by the assessor and is based on the value of the property less any applicable property tax exemptions.
What Kind of Property Is Assessed?
Every parcel of real property in an assessing unit, no matter how big or how small, is assessed. Real property is defined as land and any permanent structures attached to it. Examples of real property are houses, gas stations, office buildings, vacant land, shopping centers, saleable natural resources (e.g. oil, gas, timber), farms, apartments, factories, restaurants, and, in most instances, mobile homes.
Though all real property in an assessing unit is assessed, not all of it is taxable. Some, such as religious or government owned property, are completely exempt from property taxes. Others are partially exempt, such as veterans who qualify for an exemption on part of the property tax on their homes.
What Is an Assessment?
A property’s assessment is a percentage of its market value. Market value is how much a property would sell for under normal conditions. Assessments are determined by the assessor, an elected or appointed local official who independently estimates the value of real property in an assessing unit. Assessing units follow municipal boundaries — county, city, town, or village.
The assessor can estimate the market value of property based on the sale prices of similar properties. A property can also be valued based on the depreciated cost of materials and labor required to replace it. Commercial property may be valued on its potential to produce rental income for its owners. In other words, the assessor can use whatever approach provides the best estimate of a property s market value. Properties in suboptimal uses generally may not be assessed at market value; they must be assessed at their current-use value.
How Do I Know If My Assessment Is Right?
It is up to individual property owners to monitor their own assessments. Taxpayers should bring any questions about assessments to the assessor before the tentative roll is established (contact your assessor for the tentative roll date). In an informal setting the assessor can explain how the assessment was determined and the rationale behind it.
What Determines the Tax Rate?
The tax rate is determined by the amount of the tax levy. There are several steps involved in determining the tax levy. First, the taxing jurisdiction ( a school district, town, county, etc.) develops and adopts a budget. Revenue from all sources other than the property tax (State aid, sales tax revenue, user fees, etc.) is determined. These revenues are subtracted from the original budget and the remainder becomes the tax levy. It is the amount of the tax levy that is raised through the property tax.
(Do you have more questions about how the property tax works? The information above was excerpted from a pamphlet published by New York State: How the Property Tax Works. Read the entire pamphlet or talk to the Assessor.)